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Privacy Policy

You have the right to decide how we share some personal information within our company. Please read this notice and decide if you want us to keep sharing your information or to stop sharing your information (opt out). If you want to opt out follow the procedures below.

In addition, this notice describes:

  • The kinds of information we collect
  • How we share that information
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What information do we collect about you?

We collect information about:

  • Who you are, your name, address
  • Your business history with us
  • Your credit bureaus' ratings

Some information about you is public information. Your phone number is considered public information if it's in a telephone book. But your phone number is considered nonpublic information if it's an unlisted number. Your right to decide whether we share your information only applies to such nonpublic information. That means that even if you opt out, we can still share public information about you with other companies.

Sharing Information

Access to personal information we obtain resulting from the submission of a loan application will only be made available to service providers directly involved with the purchasing of an automobile or obtaining credit.

By submitting your personal information on the application, you acknowledge and consent to the collection, use, sale and/or disclosure of your personal information.

The purpose for which consent is being sought is to assist you in purchasing a new or used vehicle by disclosing your personal information to motor vehicle dealerships, and/or organizations in your geographical area that may offer products or services directly or indirectly related to the vehicle sale industry. Such services may include financing, credit repair and insurance. Only the information necessary to determine whether a motor vehicle dealership or other product or service provider may be able to assist you in purchasing a new or used vehicle or to offer products and services, as contemplated above, will be sold and/or disclosed. Such parties who receive your information may conduct independent searches in relation to your personal information.

The motor vehicle dealership and/or other persons or organizations may contact you in the future for additional information. In addition, we may retain some of your personal information to contact you, directly or through an affiliate, in the future with respect to products and services which may be directly or indirectly related to the vehicle sale industry, including auto loans and other financial or automotive related products.

We will contractually require persons or organizations to whom your Personal Information is sold or disclosed to use reasonable protection measures and to refrain from further disclosing your Personal Information without your consent, except as provided in this Privacy Policy.

You may withdraw your consent at any time, subject to contractual or legal obligations. Upon your request and where we have disclosed your Personal Information to other persons, we will notify such persons of the withdrawal of your consent.

Please note that indicating that you wish to unsubscribe to our e-mail list, will not be regarded as a withdrawal of consent. Likewise, withdrawing consent directly with the persons or organizations with whom your Personal Information has been sold and/or disclosed will not withdraw the consent that you are providing to us by accepting this Privacy Policy.

Additionally, we may request a credit report for any legitimate purpose associated with your application [for credit, extending credit, modifying the terms of your credit agreement, or collection on your account.] Upon your request we will inform you if such a report was ordered and will give you the name and address of the credit reporting agency that furnished the report.

If you do not consent to our collection, use, sale and/or disclosure of your Personal Information in accordance with this Privacy Policy, do not submit your Personal Information to us. Please note that in the event that you do not provide your Personal Information as contemplated by the application, we may be unable to complete your request for assistance.

How we safeguard your personal information

This website offers 128-bit SSL encryption, to encrypt your information. Information such as your social insurance number, if provided, is further encrypted within our database.

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