What information do we collect about you?
We collect information about:
- Who you are, your name, address
- Your business history with us
- Your credit bureaus' ratings
Some information about you is public information. Your phone number is considered public information if it's in a telephone book. But your phone number is considered nonpublic information if it's an unlisted number. Your right to decide whether we share your information only applies to such nonpublic information. That means that even if you opt out, we can still share public information about you with other companies.
Access to personal information we obtain resulting from the submission of a loan application will only be made available to service providers directly involved with the purchasing of an automobile or obtaining credit.
By submitting your personal information on the application, you acknowledge and consent to the collection, use, sale and/or disclosure of your personal information.
The purpose for which consent is being sought is to assist you in purchasing a new or used vehicle by disclosing your personal information to motor vehicle dealerships, and/or organizations in your geographical area that may offer products or services directly or indirectly related to the vehicle sale industry. Such services may include financing, credit repair and insurance. Only the information necessary to determine whether a motor vehicle dealership or other product or service provider may be able to assist you in purchasing a new or used vehicle or to offer products and services, as contemplated above, will be sold and/or disclosed. Such parties who receive your information may conduct independent searches in relation to your personal information.
The motor vehicle dealership and/or other persons or organizations may contact you in the future for additional information. In addition, we may retain some of your personal information to contact you, directly or through an affiliate, in the future with respect to products and services which may be directly or indirectly related to the vehicle sale industry, including auto loans and other financial or automotive related products.